Consolidating debt including student loans

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Debt consolidation loans aren't right for everyone.

Under this plan, the monthly payments are based on income and family size.

Making the Decision to Consolidate Your Student Loans Consolidating Your Federal Student Loans Consolidating Your Private Loans Community Q&A Most students need to borrow money to pay for college, and many struggle to make their payments after graduation.

If you are juggling more than one payment on your loans (whether they are federal, private, or both), or if your federal loans are currently in default status, consolidation may help you manage your debt and protect your credit.

Learn more about your options for consolidating to lower your monthly payments.

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